Make MORE Money From HYIP

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Making money from High-Yield Investment Programs (HYIPs) is not complicated at all. In fact, it’s a great start-up for new investors. It’s not true that investing is only for the rich. This doesn’t mean that you shouldn’t be cautious enough. Before registering into a HYIP, I’d suggest you get in touch with a customer representative to see how fast they reply back (if they reply back in the first place) and how well they answer your question.
You can use a HYIP for either cashflow purposes or for capital gain.
After you’ve done all your homework on a particular HYIP and you decide on investing some of your hard-earned money in it, you should keep the following in mind:

Does the program returns back the principal?

Principle is the amount initially invested in the program. Let’s say you deposit $100, that amount is your principle. Some HYIPs do return the principle back after maturity; some don’t.

Does the program offers compounding options?

Compounding means re-investing your earned interest every day. Let’s keep to the $100 example and assume that the HYIP you’ll be investing money in offers a 4% daily interest for 10 days. This means that one cycle for this HYIP is 10 days. It also means that you will be earning $4 a day if the program doesn’t offer compounding. If the program offers compounding options and you decide to set it to 50%, this means that you will be re-investing 50% of the daily profit back to your principal. This would look something like this:
Day 0 – $100 invested – 4% daily interest – 10 days – 50% compounding rate
Day 1 – earned $4: $2 added to the $100 and $2 withdrawn as interest
Day 2 – 4% on $102 ($100 + $2) – $4.08: $2.04 added to the $100 and $2.04 withdrawn
Day 3 – 4% on $104.04 ($102 + $2.04) – $4.16: $2.08 added to principal; $2.08 withdrawn
Day 4 – $106.12 – earned $4.24: $2.12 added to principal; $2.12 withdrawn
Day 5 – $108.24 – earned $4.32: $2.16 added to principal; $2.16 withdrawn
Day 6 – $110.40 – earned $4.41: $2.20 added to principal; $2.20 withdrawn
Day 7 – $112.60 – earned $4.50: $2.25 added to principal; $2.25 withdrawn
Day 8 – $114.85 – earned $4.59: $2.29 added to principal; $2.29 withdrawn
Day 9 – $117.14 – earned $4.68: $2.34 added to principal; $2.34 withdrawn
Day 10 – $119.48 – earned $4.77: $2.38 added to principal; $2.38 withdrawn
If the principle is returned at the end of the cycle, you will receive the $119.48 at the end as well. If the principle is not returned at the end of the cycle, you will receive $19.48 for the growth AND all the interests as shown above.

Short-term, long-term or both?

The best thing to do is to have a variety of programs working at one go. If you’re a new HYIP investor, you can start with 1 or 2 fast and short-term programs. (With fast I’m not saying that you should invest in programs promising 1001% after 3 days). You can start with as much as $10 in most programs. Of course, the more you initially invest, the faster and larger the growth.
When starting with 1 or 2 fast and short-term program, you can then use the money earned from those programs to invest them into long-term and more stable programs.

Should I secure my initial investment?

You can secure your initial investment as soon as you can in most programs. This can be a few days in a few programs; longer in some others. Even when you have the chance to secure your initial investment in a few days, you also have the other option to let your money grow for you and leave the money there. It’s your call. However, it would be a smarter decision if you secure your money invested as soon as possible, without compromising much your investment growth. You can then keep using your daily interest to keep on building your investment. If you do secure your money after a short period of time, that will assure you that all that comes from that HYIP from then onwards is pure profit. Not bad, eh?

Cashflow or Capital Gain?

You can either use an investment for cashflow purposes (to pay your expenses; needs or luxuries) or else for capital gains. If you want to be in investment programs only for cashflow purposes, then most probably you’d be better off investing in HYIPs that offer compounding options so you can withdraw your interests daily.
If you have other means for your income and you can afford a few months without touching your investments, you can wait until your investment matures and then withdraw your investment in the end. The principal growth will be much bigger this way than if you were withdrawing interest on a daily basis.
 There is another option for you: you can have some investments for cashflow reasons and some for capital gain reasons. This is usually the option that is mainly recommended. You get the best of both worlds.

What do I do with the money earned?

You might be thinking that this is rather a stupid question but it’s not. There are many people out there who make thousands of dollars a month and are still not wealthy or rich; they still struggle; they are still in a lot of debt.
This is because the money they earn is immediately spent in things that we don’t really need. This means that whatever your income is, you will still remain in debt; you will still struggle financially, even if you are earning $10,000 a month more… Most people increase their expenses once they start earning more, so more money doesn’t always mean people will become rich. You need to change your attitude with spending. Don’t live below your means but don’t spend randomly either.
The best thing to do with the money is to invest them in other assets that will earn you passive income, such as real estate for rental purposes and stocks. Also, secure your wealth by buying gold and silver.